Looking to get a mortgage but you’ve got a low credit score?

A low credit score or previous adverse showing on your credit file can stop you getting a mortgage
We have the knowledge and lender access to help you get a mortgage even if you’ve had bad credit or past payment mistakes. Whatever your situation we will have access to lenders who can consider your situation.
The first thing lenders will check when considering your mortgage is your credit score and credit history. This will show your payment history, current debt levels, account conduct and if anything has gone wrong the finer details of that.
Complete your details below and we’ll be in touch to help you with your enquiry
There are numerous reasons you can have a low credit score:

💳 Debt Management Plans
💰 IVA/ Bankruptcies
🚨 Defaults
📈 Past or current Payday loans
💷 Late payments
⚖️ County Court Judgements
With access to over 80 lenders we will search the market to find the best mortgage terms for you and help arrange everything for you

We take the stress out of finding a mortgage that is just right for you and helping you buy your new home.
We will present you with a Mortgage Certificate 📝 confirming that we’ve reviewed your situation in full so you can present this to the estate agents to confirm you’re mortgage ready and can start offering on the home you want to buy 😃
Complete your details below and we’ll be in touch to help you with your enquiry
Your broker here to help
Our team of brokers are specialists with helping you navigate any of the above points and to ensure we help get you the best mortgage terms available to you. Anyone can have credit issues and this is very common so don’t worry, we will quickly be able to get you moving in the right direction with a lender who understands your circumstances.
Often the lenders will make assumptions or even worse let the computer make the decision on whether to lend to you, this is where we step in to ensure you get the correct consideration for your application and we help present your application in the best light, increasing your chances of acceptance on your first application.
Our team of mortgage brokers are here and ready to assist you and we can speak at a time convenient with you and even speak over zoom if you prefer a face-to-face interactions with your advisor.
Why choose us

✅ Access to over 80 lenders so you will get the best rates available with many of these lenders not available on the high street which are exclusive to brokers
✅ Experienced advisors, so you’re in the safe hands of our advisors who will be able to assist whatever your circumstance
✅ Real relationships with the lenders so we can get your application pre-approved if your situation isn’t straightforward
✅ We’re quick, on our first call we will quickly establish your options and let you know the next steps so we can arrange everything promptly for you