Purchasing a property through Shared Ownership

Shared ownership is a great way to get onto the housing ladder by purchasing a percentage (Share) in a property when you’re not initially able to purchase the whole property, like in a traditional purchase.
Usually, you start of with an initial 25% share of the property. We can help you purchase the remaining shares either in stages or one step as you work towards purchasing 100% of the property.
We have access to over 80 lenders many of whom specialise in Shared Ownership mortgages and can help you purchase your first property today!
Complete your details below and we’ll be in touch to help you with your enquiry

Shared ownership is a great way to get onto the property ladder if you don’t have a large deposit but can afford the typical payments relative to the property you’re considering.
As your income increases over time along with your savings and your normal payments having repaid some of the original mortgage you will likely be in a position to staircase the property and start to acquire a larger percentage ownership of the property.Â
You ideally should staircase as soon as you can afford to as delaying taking action to staircase could result in you not ending up being able to obtain 100% of the property if it increases in value over time beyond what you can afford.
Also typically each year the rent you’re paying on the share you don’t own is increasing so by staircasing you can reduce the rent you pay and increase your ownership with a larger proportion of your monthly payments going towards repaying your mortgage and further increasing your ownership of the property.
With access to over 80 lenders we will search the market to find the best mortgage terms for you and help arrange everything for you

We take the stress out of finding a mortgage that is just right for you and helping you buy your new home.
We will present you with a Mortgage Certificate 📝 confirming that we’ve reviewed your situation in full so you can present this to the estate agents to confirm you’re mortgage ready and can start offering on the home you want to buy 😃
Complete your details below and we’ll be in touch to help you with your enquiry
Your broker here to help
Often the lenders will make assumptions or even worse let the computer make the decision on whether to lend to you. This is where we step in and help advise and arrange to ensure you get the correct mortgage and consideration by the lender at the application stage and we present your application in the best possible light; therefore increasing your chances of acceptance at first application.
Our team of mortgage brokers are here and ready to assist you and we can speak at a time convenient for you and even over a video call if you prefer a face-to-face conversation with your advisor.
Why choose us

✅ Access to over 80 lenders so you will get the best rates available with many of these lenders not available on the high street which are exclusive to brokers
✅ Experienced advisors, so you’re in the safe hands of our advisors who will be able to assist whatever your circumstance
✅ Real relationships with the lenders so we can get your application pre-approved if your situation isn’t straightforward
✅ We’re quick, on our first call we will quickly establish your options and let you know the next steps so we can arrange everything promptly for you